A new day
Methods, scenarios and sources of data for 2021 forecasting The worst is behind us. This statement is contingent on where you are in the world, but with the new vaccine … Continue reading
Small Business FAQ 2020
Following on the theme, this article is about the non-essential product and service small businesses that are struggling with their existence. This time we will attempt to frame some of the … Continue reading
How to think through Plan B
How to cashflow yourself to the end of the year – tick! This is again about non-essential product and service businesses that are struggling with their existence and we previously … Continue reading
How to pick yourself up and overcome planning paralysis
Non-essential B2B businesses need concrete scenario planning This article proposes three concrete scenarios to help you start planning for the medium and long- term future and move out of the … Continue reading
The Importance of Cost Variability in Small Business – Indirect Costs
When things don’t go as planned for your business, and you cannot do much about your income, be it as a result of a global downturn or a local demand … Continue reading
The Importance of Cost Variability in Small Business – Direct Cost
Here is a scenario: your last year revenues were 12% less than projected and expenses were 7% less than expected too. Good. You managed to save some margin, no matter … Continue reading
What can Artificial Intelligence do for my SME?
Like in most knowledge-based professions these days, we too get this future-inspired question: ‘What’s the point of you as financial analysts when you (like my accountant) will be replaced by Artificial … Continue reading
Financial and data analysis – what’s in it for me?
I am glad you asked. You see, big publicly traded companies must report their numbers in detail. It is a legal requirement. But behind the scenes, there is an army … Continue reading
What to think when you think about debt
The whole point of a business is to make money to cover its costs, including your staff and yourself, and ideally something extra to be reinvested or given back to … Continue reading
Legacy Clients
Business assumptions and habits are often legacies of the past. You do things the way you do because on day one you had a problem you had to solve and … Continue reading