Methods, scenarios and sources of data for 2021 forecasting The worst is behind us. This statement is contingent on where you are in the world, but with the new vaccine … Continue reading →

Following on the theme, this article is about the non-essential product and service small businesses that are struggling with their existence. This time we will attempt to frame some of the … Continue reading →

How to cashflow yourself to the end of the year – tick! This is again about non-essential product and service businesses that are struggling with their existence and we previously … Continue reading →

Non-essential B2B businesses need concrete scenario planning This article proposes three concrete scenarios to help you start planning for the medium and long- term future and move out of the … Continue reading →

When things don’t go as planned for your business, and you cannot do much about your income, be it as a result of a global downturn or a local demand … Continue reading →

Here is a scenario: your last year revenues were 12% less than projected and expenses were 7% less than expected too. Good. You managed to save some margin, no matter … Continue reading →

Like in most knowledge-based professions these days, we too get this future-inspired question: ‘What’s the point of you as financial analysts when you (like my accountant) will be replaced by Artificial … Continue reading →

I am glad you asked. You see, big publicly traded companies must report their numbers in detail. It is a legal requirement. But behind the scenes, there is an army … Continue reading →

The whole point of a business is to make money to cover its costs, including your staff and yourself, and ideally something extra to be reinvested or given back to … Continue reading →

Business assumptions and habits are often legacies of the past. You do things the way you do because on day one you had a problem you had to solve and … Continue reading →